XenCo CreditAble Credit Card processing

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Welcome to the XenCo information pages.

Payment Application Data Security Standard
The current release of XenCo CreditAble software meets or exceed the requirements of PA DSS in its protection of card details, by suppressing all but a few digits of the card number (PAN) as shown on a printed receipt, or by encryption of the details when recorded in, for example, an audit file.

Chip & Pin
* Do you need unattended Chip & Pin payments? DonorPoint and Coinage are just a couple of the solutions powered by CreditAble.

We also have a generic Vending Machine Chip & Pin payment module. This plugs directly into the "Multi-drop Bus" (MDB) used by many Vending Machine manufacturers. Please e-mail us sales@xenco.co.uk for more details

Bureau Payment Service
Our processing engine, CreditAble is a well proven technology that is highly reliable and secure, and provides a continuous (24x7) operation.
We run a Bureau service for merchants with Barclays, Elavon, HSBC, LloydsTSB and Streamline. The 24x7 authorisation service is available either through a web browser, free standing client program (provided) or integrated in your software.
You automatically get a daily report by e-mail of your transactions (including your own reference data) for your bank reconciliation.
The service is hosts in two physically independent data centers over 10 miles apart, with different internet gateways and x25 leased lines to different nodes on the x25 network for maximum reliability.

You could save money if you are still being polled Save the cost of a phone line and leaving a computer on overnight every night. Use our Transaction Delivery Bureau service, your system sends your transactions to us and we do the delivery. Email sales@xenco.co.uk

CreditAble, your software for Credit Card Processing
In use on Windows 9x/NT/2000/XP/Vista (and still on DOS). Also many 'flavours' of Unix, Linux.
Our clients are about 50/50 between Windows & Unix

Address verification and Card Security Code checking
Reduce your risk of "charge backs" from "cloned" or stolen cards, upgrade now!

Other new facilities and features include :-
Windows GUI version , software as a service version, 32 bit Console version (all 3 versions in the SDK)
Encrypted link between our client module and our CreditAble server software. Client API in 'C' and Java.

Our ASP service can now be used with just a browser
We have a dedicated server providing a SSL web page Virtual Terminal.

If you have your merchant number, you can now signup on-line here with a credit card. Also now available web shop payments. Direct your web shop to us to collect and validate card payments for you.

Come back to XenCo
For the first 3 months your welcome back is warmed by only paying what you paid when you left us!
Your software interface will be little changed, still easy to use (and Chip & Pin is even easier).
Now CreditAble has better than ever security and resilience. You owe it to your customers to come back to us.

Email me with this link sales@xenco.co.uk if you would like me to call you to discuss this offer.

* We have VeriFone devices (and those originally from Trintech and Dione ) in our accreditations. We will be please to consider other devices so please e-mail us with details of EMV level 2 devices you wish to use.

Please note lead time for new installations is currently about three weeks.

Thank you for visiting our site. XenCo

Links

for an explanation of Credit Card standards and electronic processing, and merchant services

HSBC - Card payments and Card Processing page

LloydsTSB - merchant services

Streamline for Merchant Services from Royal Bank of Scotland.

Our sister company Zenthor for Transaction Processing software.

We do not send unsolicited e-mails.
If you receive an unsolicited e-mail purporting to be from us please destroy it and any attachments!